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Clichés about money aren't hard to come by. By the time you were 10, you probably learned that money:· Doesn't grow on trees· Can't buy happiness· Is the root of all evil· Makes the world go round (though this has yet to be proven scientifically)And as much fun as it is to daydream about being rich, most of us will always have to watch our pennies and pay attention to the balance in our checking accounts. In fact, the 2008 national median income was $32,390 per year, or $15.57 per hour. You can safely assume your average American is earning just a little above or a little below that amount, which means we're all in the same boat.We're ofte....
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